There is no fee attached to this service. But you’ll be able to support this app through tips that fit into your budget.
If overdraft fees are cutting into your budget, Dave can help. With a warning from Dave, you’ll have the opportunity to move funds around to avoid an overdraft fee. Dave will use the information from your checking account to determine when you’ll be paid and when your automatic bill payments are expected to process.
If you don’t have the funds available, Dave can spot you a small advance. When you borrow these interest-free funds, you’ll be expected to repay the loan as soon as your next paycheck is deposited.
Beyond helping you manage your bills until payday, Dave can also help you find a side hustle. With the help of a quick side hustle, you may not need to take out a short-term loan with Dave. Instead, you’ll have the opportunity to use a side hustle to bring in more income until your paycheck hits your account.
If https://www.paydayloansohio.net/cities/port-clinton/ you are interested in using Dave, you’ll be happy to know that this service only costs $1 per month. But you’ll also have the option to tip Dave if you want to.
In order to work with Brigit, you’ll need to connect a checking account with an active history for at least 60 days. Additionally, the checking account must have a positive balance and a record of at least three direct deposits from your employer. After your account is set up, you’ll be able to request a cash advance on your upcoming paycheck. Depending on your income, you might qualify for a cash advance up to $250.
A unique feature Brigit offers is that the app automatically transfers a short-term loan to your account when it notices you are in danger of overdrawing your account. Plus, like the Dave app, Brigit can help you find a side hustle to bring in extra income when you need it.
Although the basic membership to Brigit is free, you won’t have access to most of Brigit’s features. Upgrading to Brigit Plus costs $9.99 per month, and you’ll have access to instant cash advances whenever you need them.
Current is a checking account offered only through a mobile app. The app’s goal is to help you spend less money on fees and find ways to manage your spending more effectively.
With this account, you’ll be able to get paid up to two days faster. That feature can help you stay afloat financially by receiving your paycheck earlier. Additionally, you’ll have the ability to overdraft your account up to $100 for free. A final feature that stands out with Current is the instant gas hold refunds when you use your card at the pump. Instead of waiting days to get your funds back, you can pump gas knowing your funds will be available immediately.
Current offers a free version of their account, but you’ll need to pay $4.99 for a premium account to access most features. Luckily, there is a free 30-day trial to decide whether or not you like the service enough to pay for it.
Chime is an app that is associated with Chime’s Spending Account. With the help of this app, you can receive your paycheck up to two days faster. The app will alert you when you make a transaction and provide an updated account balance. If you notice a transaction you didn’t authorize, you can immediately disable your debit card with one touch.